Babban Bankin Ƙasa (CBN) Ya Ƙaddamar Da Tsarin Tsaro Na Zamani Don Kare Kamfanonin Fintech

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Babban Bankin Nijeriya (CBN) ya ƙaddamar da wani tsari mai tsanani na tsaron yanar gizo da kariyar bayanan kuɗi, wanda ke da nufin kare fannin fasahar kuɗi na ƙasar da ke haɓaka cikin sauri. 

Biye da karuwar hada-hadar kuɗi ta dijital a tsakanin iyakokin ƙasashe, sabbin dokokin sun buƙaci dukkan cibiyoyin banki na tafi da gidanka da su riƙa ba da rahoton barazanar tsaro take yanzu da kuma gudanar da binciken tantance abokan ciniki na tsanaki. Masana masana'antu sun yi maraba da wannan mataki, inda suka lura cewa zai haɓaka amon abokan ciniki kuma zai kare matsayin Nijeriya a matsayin babbar cibiyar fasaha ta Afirka.

Wannan sabon tsari ya zo ne a matsayin martani ga ƙalubalen da ke tattare da saurin girmar bankunan intanet da kamfanonin tura kuɗi na zamani a faɗin ƙasar. A ƙarƙashin waɗannan sabbin sharuɗɗa, an tilasta wa dukkan kamfanonin Fintech su saka hannun jarin gaske wajen gina bango mai ƙarfi na kariya da tsarin tantance fuska ko yatsa na mutum biyu. Wannan zai taimaka wajen daƙile ayyukan damfara ta intanet da kuma hana barayin yanar gizo satar bayanan sirri na asusun ajiya na miliyoyin 'yan Nijeriya.

Bugu da ƙari, babban bankin ya jaddada cewa gazawa wajen bin waɗannan ƙa'idodi na tsaro zai janyo gagarumin horo ga kowane kamfani, gami da tara mai tsoka ko ma soke lasisin yin aiki. Shugabannin bankunan sun bayyana cewa matakin zai tilasta wa kamfanonin gudanar da bincike na lokaci-lokaci kan tsarin na'urorinsu domin gano raunin da ke ciki kafin miyagu su yi amfani da shi. Wannan yana tabbatar da cewa dandalin hada-hadar kuɗi na Nijeriya ya kasance amfajaye kuma amintacce ga kowa.

A ɓangare guda, ƙwararrun masu zuba jari na gida da na ƙasashen waje sun bayyana cewa wannan tsari zai ƙara buɗe kofofin kasuwanci ga fannin na Fintech a Nijeriya. Ta hanyar daidaita dokokin tsaro da ƙa'idodin ƙasa da ƙasa, manyan kamfanoni na duniya za su sami kwarin gwiwar kawo jaridunsu cikin ƙasar ba tare da tsoron asarar kuɗi ba. Wannan mataki na CBN ana kallonsa a matsayin babban nasara da zai tabbatar da cewa Nijeriya ta ci gaba da jagorancin fannin fasahar sadarwa da tattalin arzikin dijital a nahiyar Afirka.


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